A credit card is a fantastic financial tool if used wisely. Credit card debts can pile up if you do not make timely payments, continue to make high-end purchases outside your budget, and splurge unnecessarily. Avoiding credit card debt is very important for your financial health. In order to get it right, the first step is to read credit card statements.
Source: https://indialends.com/cards/avoid-credit-card-debt-grace-period