Does Checking CIBIL Score Affect CIBIL Score?

June 25, 2024 1 Min read Views 29 BLOG

Your CIBIL score, also known as your credit score, is a crucial factor in determining your creditworthiness for loans, credit cards, and other financial products. Many people wonder if checking their CIBIL score can negatively impact it. The answer is no; checking your own CIBIL score, known as a soft inquiry, does not affect your credit score.

When you check your CIBIL score, it is considered a soft inquiry, which does not impact your score. Soft inquiries are only visible to you and do not reflect on your credit report that lenders see. Therefore, you can check your score as often as you like without worrying about any negative effects.

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