To assist enterprises in rural areas with typically 50,000 or fewer residents, the United States Department of Agriculture (USDA) collaborates with public and private community-based organizations and banking institutions. The Business & Industry (B&I) and Rural Energy for America (REAP) programs are two of the many projects West Town Bank & Trust actively collaborates with the USDA to finance.
Source: https://northavenue7.blogspot.com/2023/05/what-you-need-to-know-about-usda-reap.html